Take Action: End the Age 65 Cut-Off for Injured Workers

Injured workers across Ontario are facing an outdated and unfair rule—one that cuts off Loss of Earnings (LOE) benefits at age 65, regardless of whether a worker planned or needed to keep working.


Even worse, workers injured at age 63 or older may receive as little as two years of compensation.


This is discrimination based on age. It does not reflect today’s reality, where many people continue working well beyond 65.
We’re asking you to take action.


Copy the letter below, add your name, and send it to your MPP—no matter their political party.

If you are in Thunder Bay, you can send it directly to MPP Kevin Holland:
 kevin.holland@pc.ola.org


 Letter Template


I am writing to urge your support for meaningful reform to Ontario’s Workplace Safety and Insurance Act (WSIA) to address the unfair age-based cut-offs for Loss of Earnings (LOE) benefits.


Currently, a worker who gets injured on the job can only receive lost wages compensation until they are 65 years old, regardless of whether they intended to keep working past this point. If a worker was 63 years or older at the time of their workplace injury, they can receive up to just two years of lost wages compensation.


Ontario’s current framework denies injured workers the comprehensive income support they deserve based solely on age. It is time to modernize the system so it is fair and reflective of today’s workforce.


You can hear real stories from real injured workers about the impact of these discriminatory laws by watching the Rights Don’t Retire videos:
https://www.youtube.com/watch?v=K9pMk1wSubs&list=PLlv0PVEs2gRs41iWHD0SvVuzY8-KpWZDy


I support a balanced and evidence-based approach that provides lost wages compensation until the later of:
Age 70, if the worker was under the age of 65 at the date of injury or recurrence;
Five years after the date of injury or recurrence, if the worker was 65 years of age or older at the time of injury or recurrence; or
A later date, where evidence shows the worker would have continued working.


A report, “Rights Don’t Retire,” co-authored by the Ontario Network of Injured Worker Groups, confirms that labour force participation among older workers has increased significantly in recent years.
Statistics Canada shows that in 2024, more than 421,000 Ontarians over the age of 65 were employed, with nearly 164,000 over the age of 70.


Ontario’s workers’ compensation system needs to keep up with the times.


I also call on your government to ensure these legislative reforms are retroactive to at least 2006, when mandatory retirement was abolished in Ontario. Workers injured since that time have been unfairly denied compensation based on outdated assumptions.


I urge you to support these necessary reforms.


Thank you,


[Your Name]


📢 This is how change happens—collective action !


📢 One email can be ignored. Hundreds can’t !

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