By Greg Snider with thanks to Steve Mantis for editing
After reading the title of this article the majority of Canadians will be asking themselves, what is Collective Liability? This is interesting since one of Ontario’s most popular public programs (OHIP) is based on Collective Liability. We all pay into our Provincial Health Care account and when we need to pay for medical costs, money is taken out of that account. This shelters our daily income and savings from sudden unexpected high expenses. It works the same way for employers protecting them and their business from going bankrupt from a single accident.
There is agreement from the employer, employee and Injured Worker Groups that Collective Liability should be in place. Where disagreement occurs is over how far it should go. Continue reading